This book is organized but does not encompass the necessary lists of monthly bills that are utility type. It does give you options for credit card debt and personal loans, but not many. I used white out on captions to make my own listings.
If I had designed this book it would have had a spot for recurring charges that are weekly and/or monthly, like tithes, electric, gas, water, gym memberships etc. Unfortunately, having 8 spots for savings accounts is too much and only having 8 spots for debt tracking is not nearly enough.
And the stickers, why? It is not a scrap book!
In this day and age, locations for web addresses and login information for websites for debtors and banks would be beneficial to the tracking for those needing to take care of their loved ones' financial needs at a time of illness, incapacitation or death.
The book is too small. It is not worth $14.99, more like $4.99. With s&h, I paid $22.03. I expected more for my money.